Real Estate Market Dynamics and Mortgage Alternatives ft. Donna Magro

Listen to the full episode here:


Unlock the secrets to homeownership with VA loans! Join Richard and Donna in this engaging podcast episode where you’ll discover how to secure the best deal, qualify for loans, and navigate the real estate market. Get ready for expert insights, insider tips, and a clear path to your dream home.

Donna spent nearly three decades specializing in Dallas real estate and cultivating meaningful relationships with her clients. She is a relocation specialist and values being a trusted partner for her clients during their transitions. Her family is very active in dog rescue; they get so much joy from connecting lost or abandoned dogs with their owners and new homes.

Don’t miss out – tune in now!

[00:01 – 14:41] VA Home Loan Benefits, Misconceptions, and Negotiating Tactics

  • Prices near list price, open houses less fruitful
  • Competitive rates, fewer multiple offers, agent trends vary
  • VA loans offer 100% financing, consider credit, income, and assets, allow immediate refinancing, and meet industry standards.
  • Disclosing down payment funds is often unnecessary with VA loans, and home inspections are crucial

[14:42 – 21:44] Don’t Get Down – Explore Your Options for Home Buying

  • Seller concessions are increasingly common in specific areas
  • Homes within the price range of 3.5 to 5 million are typically easier to sell
  • To navigate home buying effectively, initiate by consulting a lender, exploring various programs
  • Understanding market dynamics related to home sales and rentals

[21:45 – 27:16] Reaching Out to a Lender

  • Brokers offer diverse options and expertise for clients
  • Loan programs include bank statement, debt service ratio, and land loans
  • Qualification factors: down payment, credit score, and appraisal-based gross rents.

Connect with Donna

Direct: (972) 898-3424



“The first step to homeownership is talking to a lender. It’s the foundation of your journey.” – Donna Magro

Have you got questions? Please email me at or visit


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Contact Us

Sarey Enterprises LLC, DBA Alliance Mortgage Group
2770 Main St. Ste 221
Frisco, TX 75033
(214) 872-2188